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Listened to this podcast the day before a big interview. It gave me the courage to show up with confidence, owning the room and the conversation. Happy to say I got an offer that same afternoon! Thank you for being so inspirational!!! - HSR Angel

How do billionaires spend their money? Luxury travel agent Olivia Ferney (@travelwithlivii) sits down with Maggie Sellers Reum to reveal how the ultra-rich travel, shop and spend - from $150k Birkins and $500k private planes to nepo baby budgets!

Olivia takes Maggie inside the world of billionaire travel, celebrity client demands and the money rules of the ultra-rich. She shares the truth behind her viral client calls, what wealthy clients really want from luxury service, and how working so closely with extreme wealth has shaped the way she now thinks about money herself. They also get into nepo baby spending, the difference between fame and real wealth, and why Olivia sees everything through an ROI lens (including her own wedding!)

If you want to break into the luxury market, Olivia also shares where to meet rich clients, how the ultra-rich really travel, and the small moves that can help you get better deals, upgrades and access!

What We Cover:

  • How Olivia broke into luxury travel and built her brand from scratch

  • What really happens behind viral “luxury concierge” calls

  • How to navigate wealthy clients and high-pressure situations

  • The realities and hidden costs of running a luxury business

  • Strategies to enter and succeed in the ultra-rich market

  • Money mindset, investing lessons, and how the wealthy think

  • Confidence, relationships, and building a high-performance life

Today’s Podcast Uniform

Today I’m wearing this knit top and denim from this brand. I love a straight leg jean with a little bit of room so they’re not too tight. I’m also always wearing my diamond studs. They were made for me by my dear friend Amanda but these ones are are very similar in the martini setting.

Olivia’s Top 10

01. The Daily Meditation
Meditate like your life depends on it. Even taking three minutes during high stress to simply breathe can completely reset your state.

02. The No-Pressure Practice
Don’t overcomplicate it. Throw on a guided meditation on YouTube when your brain feels full. It makes slowing down so much easier.

03. The Mental Reset
I make time every day to just think without my phone. No distractions, no input, just space to process.

04. The Lymphatic Moment
I love combining stillness with movement. Standing on my shake plate while thinking forces me to pause while also supporting my body.

05. The Nervous System Check
When things feel overwhelming, I always come back to my breath. It’s the simplest tool, but it works every time.

06. The Phone Boundary
Creating space away from your phone, even for a few minutes, changes how you think and feel throughout the day.

07. The Stress Release
Instead of pushing through stress, I try to slow down and meet it. That shift alone changes everything.

08. The Daily Pause
Even the busiest days need a moment of stillness. It doesn’t have to be long, just intentional.

09. The Body Connection
Taking care of your body and your mind at the same time is where real balance comes from. Small daily habits add up.

10. The Consistency Rule
It’s not about doing everything perfectly. It’s about showing up for yourself in small ways, every single day.

Hot, Smart, Rich Tips

Your body is the operating system for everything else. If your gut is inflamed, your skin, mood, focus, and stress levels usually follow. Start with what’s happening inside first. Prioritize sleep, hydration, movement, and gut health before you spend another dollar on surface-level fixes. Clear skin, your dream body, and a sharp mind always start from within!

Keep your brain creative. The smartest people protect time for things that stimulate their minds in a softer way. Learn an instrument, paint a picture, sing karaoke, take a dance class, write something with no agenda. Creative play sharpens focus, improves memory, and gives your brain the kind of stimulation most people forget they need.

Get in the rooms that make you uncomfortable. The fastest way to grow is to be around people already operating at the level you want to reach. Put yourself in spaces where bigger conversations are happening, stronger networks are forming, and opportunities move faster. The right room can change your income and your entire trajectory. Place energy into just being around the right people 1-2 times a week and watch your life change.

Favorite Part of the Conversation

Right at the beginning of this conversation, we talked about my community. A few hours after the podcast ended, we hit 1 million followers on Instagram. I broke into tears during our conversation because the weight of that moment and day really hit me.

It is hard to explain what it feels like to be in my shoes right now. After years of pushing, building, failing, learning, and trying so hard to create this life, I finally get to live it. And even now, I still wake up shocked that this is real.

I do not take a second of it for granted. Getting to wake up every day, be a part of the Travel With Livii community, and share my story on a platform like Hot Smart Rich is something I will never stop being grateful for.

Never stop pushing toward because you never know what the next turn may bring.

About The Guest

Olivia Ferney - Entrepreneur, Marketing Strategist, & Founder of Just Live Social

Olivia Ferney is a Miami-based entrepreneur and marketing strategist known for her work in luxury travel and digital branding. She first gained recognition as the founder of Just Liv Social, a social media agency that experienced rapid growth and a successful exit. Her ability to build compelling online presence and connect brands with high-value audiences positioned her as a standout in the marketing space.

Today, Olivia leads marketing at Top Tier Travel, where she curates high-end travel experiences for celebrities, executives, and ultra-high-net-worth clients. Through her platform @travelwithlivii, she shares insights into luxury destinations and behind-the-scenes moments, earning a loyal following and establishing herself as a trusted voice in premium travel and lifestyle.

About The Host

Maggie Sellers Reum - Entrepreneur, Investor & Podcast Host

Maggie Sellers Reum is a cult-followed entrepreneur, investor, and media founder redefining how women build wealth, power, and ownership. She is the CEO co-founder of Hot Smart Rich (HSR), alongside Katie Sellers. HSR is a modern media platform at the intersection of business, culture, and money.

At the centre of HSR is its breakout podcast, one of the fastest-growing business shows in the U.S., surpassing 3 million downloads. In a category where only 7% of business podcasts are hosted by women, HSR has emerged as a cultural force reshaping conversations around money, investing, relationships, and modern female ownership, powered by a highly engaged global community known as 'HSR Angels.'

Beyond media, Maggie is also an active investor through HSR Ventures, backing companies driving better outcomes for women, including Bird&Be, Allara Health, and Locker. By pairing capital with storytelling and distribution, she helps founders unlock visibility, strategic partnerships, and investor demand.

In 2025, HSR secured a landmark seven-figure investment from FlightStory, the global media and investment company co-founded by Steven Bartlett, accelerating its mission to become the defining female ambition brand of the next decade.

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