The Truth About Prenups—and Why Money’s Harder to Talk About Than Sex

This episode is in my faves forever. Such great feedback and raw truths said here. Personally felt so validated when Siff said being unproductive is productive for her. Burnout is real and her saying that made me feel better about myself and my business HSR is the best!!! - Meghan, Spotify Podcast Reviewer

What if talking about money with your partner wasn’t awkward, but the key to keeping your relationship strong?

Libby Leffler (@thisfirst), founder of First and former Google and Facebook exec, is redefining what it means to protect love with logic. From breaking the stigma around prenups, to helping women secure their futures, to proving that money talk is harder than sex talk, this is the conversation every modern couple needs to have before their big day.

This isn’t about planning for divorce. It’s about protecting the life you’re building - together.

You can connect with Libby on LinkedIn and check out First on their website!

HSR Angels get $100 off all First prenup products with code HOTSMARTRICH.

HOTSMARTRICH promo code good through 12/31/2025 at www.thisfirst.com; all coupon codes must be used at checkout at time of purchase (ineligible for retroactive discounts)

♡ 01. hot girl walk ♡
First thing, every morning, even if all I can squeeze in is 10 minutes. My morning walk is my mobile office and mental reset button all in one. Plus, I’m way ahead on my steps before most people have checked their phones.

♡ 02. ceo maintenance ♡
I focus on getting great sleep like it’s my full-time job. Quality rest sharpens decision-making, boosts creativity, and helps with recovery. Those 7–8 hours are non-negotiable.

♡ 03. micro glow-ups ♡
Small rituals compound into major quality of life upgrades. Fresh flowers to start the week, a quick skincare routine with my best serum, or sipping my morning smoothie through a glass straw.

♡ 04. protein first ♡
Within the first hour of waking, I make sure I’m fueling right. At least 25 grams of protein keeps my blood sugar steady and my energy high.

♡ 05. automate the boring ♡
I use this tool to handle as many recurring admin tasks as possible. The fewer predictable “to-dos” on my plate, the more energy I have for high-impact decisions.

♡ 06. beauty shortcuts ♡
My hardest-working products do the heavy lifting. A multitasking balm, a serum concealer, and a rich hair masque keep me looking pulled together in under a minute.

♡ 07. protect your peak ♡
I know when I do my best work, and I guard those hours like VIP tickets. For me, mornings are for deep work, but the real lesson is to schedule for your energy, not just your time.

♡ 08. noise shield ♡
My must-have performance upgrade is noise-cancelling headphones. I alternate between two pairs throughout the day to stay focused.

♡ 09. joy on the calendar ♡
Pleasure is not a reward, it’s fuel. I block time for the things that bring me joy — dinners, trips, and spontaneous fun with friends.

♡ 10. wealth in relationships ♡
My real wealth lives in the people I can be fully myself around. The ones who celebrate my wins and support me through setbacks. Your network truly is your net worth.

♡ Hot Hack ♡

Romanticize your sleep routine. Go on a quest to find PJs you absolutely love, super-soft sheets, the coziest blanket, screens off by 9, hot tea before bed (my go-to is Leaves and Flowers turmeric tea), an analog alarm clock, and phone charging outside your bedroom. Your brain, body, and bank account will thank you.

♡ Smart Hack ♡

Pick up the phone. In a world of endless text messages and e-mail threads, the art of the fast phone call is my secret weapon. I can get a “quick question” solved in 2 minutes flat or handle a delicate discussion with connection, clarity, and care. A call can be one of the most efficient ways to get things done.

♡ Rich Tip ♡

Know how you’re making your money and exactly where it’s going. Get clear on your biggest spending categories and ruthlessly prioritize the rest. Spend smart, set ambitious financial goals, and be bold about your priorities.

I've always been really really interested in how people talk about money, have that conversation, what people know about money, what people don't know about money. I think people make this conversation more complex than it needs to be.We can begin having these conversations in really simple terms and loved coming to Hot Smart Rich to make it accessible to so many women!

I first learned to golf when I was 11 years old. Decades later, it is still my favorite sport! Golf has taught me so much about business: patience, strategy, how to recover quickly from bad shots, and the importance of a solid mental game.